Sat. Jan 23rd, 2021


Stacy Brooks, National Practice Management Consultant at Financial Horizons Group.

Let’s jump right in today and talk about Business Planning.

Specifically, we’re going to go over the importance of creating and documenting a vision statement and defining your customer experience.

As a financial advisor, you’re pulled in two directions—looking after your business, as the owner of the business, and looking after your clients’ needs.

This can be a constant struggle to balance your time “on” the business and “in” the business.

Investing time on a documented business plan can actually save you time in the long run—allowing you to keep your focus on your clients.

You and your team get a clear vision of where you want to go—helping with making decisions along the way.

You can define your experience, which helps you to increase your positive reputation.

This may seem like it could be a lot of work, but

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STUTTGART, Germany, Dec. 3, 2020 /PRNewswire/ — 

  • Daimler to accelerate the transformation towards electrification and digitization
  • Investment plan of more than €70 billion confirmed
  • Board of Management and General Works Council launch a new transformation fund with a value of €1 billion

The Supervisory Board of Daimler AG has given its full backing to the company’s strategic course, the related business plan for the years 2021 through 2025, and the measures derived to achieve the targeted profitability. As one of those measures, the investment plan for the ongoing transformation towards electrification and digitization was confirmed. From 2021 through 2025, Daimler will invest more than €70 billion in research and development and in property, plant and equipment. Most of this investment will be at Mercedes-Benz Cars. As explained in the Mercedes-Benz Strategy Update on October 6, Mercedes-Benz Cars’ R&D expenditure and capex will decrease during this period and will

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Senate Majority Leader Mitch McConnell, R-Ky., on Tuesday rejected a bipartisan compromise to break the months-long delay of coronavirus stimulus funding, instead offering a counterproposal which includes few of the priorities economists say are crucial to saving the economy.

McConnell, who has already rejected a $3.4 trillion offer and a $2.2 trillion compromise from House Democrats, shot down a $900 billion short-term deal urged by a bipartisan group of legislators that included GOP Sens. Mitt Romney, R-Utah, Susan Collins, R-Maine, and Bill Cassidy, R-La. The Republican leader alternatively presented another $500 billion proposal providing even less relief for jobless Americans than his previous offers, which will be dead-on-arrival in the House of Representatives. 

Though McConnell’s previous proposal included an extension of a federal unemployment boost at $300 per week, or half of the rate included in the Cares Act, his latest proposal includes $0 for the unemployment boost. McConnell’s spokesman

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Nancy Pelosi, Chuck Schumer are posing for a picture: House Speaker Nancy Pelosi and Chuck Schumer are negotiating the terms of the next coronavirus stimulus with Republicans and the White House. Drew Angerer/Getty Images

© Drew Angerer/Getty Images
House Speaker Nancy Pelosi and Chuck Schumer are negotiating the terms of the next coronavirus stimulus with Republicans and the White House. Drew Angerer/Getty Images

  • Senior Democrats Nancy Pelosi and Chuck Schumer approached the GOP’s Mitch McConnell with a secretive COVID-19 stimulus bill proposal on Monday night, The Washington Post reported.
  • The move came just before lawmakers unveiled a bipartisan $908 billion proposal, which moderately increases proposed GOP spending. 
  • Speaker Pelosi said that the “private” proposal was also sent to Treasury Secretary Steven Mnuchin. There are no details on what it contains.
  • However, after a day of competing proposals on Tuesday, McConnell appeared to settle on a version close to the GOP’s original demands for a small stimulus bill.
  • Congress has only a few weeks to finalize any stimulus plans — and also has to deal with a looming government shutdown.
  • The prospect of sending a
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Press release content from Business Wire. The AP news staff was not involved in its creation.

WACO, Texas–(BUSINESS WIRE)–Dec 1, 2020–

Central Freight Lines, Inc., a 95-year old leader in the LTL industry, today announced that Jerry Moyes is stepping into the role of Chief Executive Officer, effective immediately. Mr. Moyes, a trucking industry veteran and founder of Swift Transportation, is expected to provide a steady hand in guiding the company through these unprecedented times. Steve Vondra will return to the Company as Executive Vice President and COO and replace Michael Brennan.

Mr. Moyes said, “We are grateful for Michael’s contribution to CFL. He stepped up and guided the Company through a challenging period. We wish him the very best in his future pursuits.”

According to Mr. Moyes, the move is a natural extension of where the company is headed, allowing him to focus on optimizing

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Writing a business plan for your small business should be one of the first steps you take when a business idea pops into your head. This is how you’ll discover whether your idea can actually be a profitable business. Lenders will want to know the business you plan on starting will make enough money for you to be able to pay back a loan or other forms of investment.

text, letter: Business plan over financial charts, eye glasses, and a pen

© Getty Images
Business plan over financial charts, eye glasses, and a pen

If you’re looking online at business plan examples or templates, make sure you don’t grab one labeled as a business proposal template. That is a separate document used in business transactions between one business and another for the completion of a specific project.

Why is having a business plan important to get funding?

Investors want to invest in a business projected to be profitable within a certain amount

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In recent years, the program has attracted more than 200,000 people annually from 44 different countries to travel and work in Australia. Some countries, such as China, have caps on the number of annual visas.

The committee now wants to expand the program to other countries and lift some of the rules and regulations.

“The committee recommends that the government continue to seek opportunities to expand the working holiday maker program through bilateral negotiations with new countries,” the report says.

The government should also consider granting visas on a country by country basis as borders start to reopen, prioritising countries where there are lower levels of COVID-19 infection rates.

“The committee recommends that the government continue to seek opportunities to increase the working holiday maker upper age limit to 35 where bilateral negotiations can yield the same outcome for Australians.”

This includes extending the age limits for current visa holders,

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BETHESDA, Md., Nov. 30, 2020 /PRNewswire/ — 62% of shoppers plan on using one credit card while shopping this holiday season according to the credit card focused findings of Generali Global Assistance‘s (“GGA”) fourth-annual Holiday Shopping ID Theft survey released in conjunction with Mastercard. 

86% of consumers plan to do their holiday shopping online, up 21 percent from last year, likely due to the pandemic. At the same time 48% indicated they will shop for the holidays in a brick-and-mortar store, down  15% from last year. Majority of those shoppers (62%) indicated they’ll be relying on one credit card. Interestingly, women (67%) were more likely to use a single card for their holiday shopping when compared to men (57%). Having a card that provides identity theft protection, like the Mastercard® ID Theft Protection™ program, gives cardholders the ability to track their identity risk level and detect potential fraud

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Tobi Aworinde

The Osun State Government has said a development of the state’s tourism master plan will play a significant role in creating more employment and improving the standard of living of people in the state.

According to a statement, Governor Adegboyega Oyetola assured the public that the state government was determined to transform the economy of the state through “huge investment in culture and tourism, enough to rival the United Arab Emirates.”

Oyetola was said to have made the projection while speaking at the launch of the ‘Osun State Tourism Master Plan: Culture and Tourism for Sustainable Economy’ in Osogbo, in collaboration with Sterling Bank Plc.

He said, “As tourism progressively raises its profile in national economic planning, there is a clear need to ensure that attention is paid to its long-term development potential. Such an approach demands comprehensive strategic planning for the industry’s future. As a government, we

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Homebuilder offers personalized, new ranch-style homes in Sahuarita, Arizona, priced from the $240,000s.

KB Home (NYSE:KBH) today announced the grand opening of Entrada Del Rio, a new enclave of ranch-style homes in the highly desirable Rancho Sahuarita master plan. Located in the quaint town of Sahuarita, Entrada Del Rio is 16 miles south of the Tucson International Airport just off Interstate 19 at West Sahuarita Road. The popular master-planned community offers homebuyers numerous resort-style amenities, including the Rancho Sahuarita Club, a multipurpose recreation center that features meeting rooms, athletic courts, a full fitness facility, kids club, playground, mini putt-putt course, sports bar, lap pool and splash park complete with water slides. Rancho Sahuarita also offers 11 neighborhood parks with playgrounds and picnic areas as well as a dog park, amphitheater, 15-acre fishing lake and 17 miles of pedestrian and biking trails. The new neighborhood is convenient to Interstates 10 and

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