Sat. Jan 23rd, 2021


Stacy Brooks, National Practice Management Consultant at Financial Horizons Group.

Let’s jump right in today and talk about Business Planning.

Specifically, we’re going to go over the importance of creating and documenting a vision statement and defining your customer experience.

As a financial advisor, you’re pulled in two directions—looking after your business, as the owner of the business, and looking after your clients’ needs.

This can be a constant struggle to balance your time “on” the business and “in” the business.

Investing time on a documented business plan can actually save you time in the long run—allowing you to keep your focus on your clients.

You and your team get a clear vision of where you want to go—helping with making decisions along the way.

You can define your experience, which helps you to increase your positive reputation.

This may seem like it could be a lot of work, but

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Advancements in the tech and the cyber threat landscape are creating vast job opportunities. The global cyber security market is projected to reach £210 billion by 2026. But in the UK, out of 952,000 working aged (16-64) UK military veterans and 15,000 service leavers a year, only 4% of them are working in tech and cyber. This is 20% lower than the non-veteran population. The cost to the UK economy of underemployed or unemployed veterans has been estimated at £1.5 billion over 5 years. This means all this talent – talent which has literally been trained to adapt to fast-moving situations like the one the world finds itself in now – is going to waste, just when the era of massive digitization of business and society is upon us.


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So it’s significant that the UK’s RFEA, the Forces Employment charity, is launching a new partnership with TechVets, the

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Senate Majority Leader Mitch McConnell, R-Ky., on Tuesday rejected a bipartisan compromise to break the months-long delay of coronavirus stimulus funding, instead offering a counterproposal which includes few of the priorities economists say are crucial to saving the economy.

McConnell, who has already rejected a $3.4 trillion offer and a $2.2 trillion compromise from House Democrats, shot down a $900 billion short-term deal urged by a bipartisan group of legislators that included GOP Sens. Mitt Romney, R-Utah, Susan Collins, R-Maine, and Bill Cassidy, R-La. The Republican leader alternatively presented another $500 billion proposal providing even less relief for jobless Americans than his previous offers, which will be dead-on-arrival in the House of Representatives. 

Though McConnell’s previous proposal included an extension of a federal unemployment boost at $300 per week, or half of the rate included in the Cares Act, his latest proposal includes $0 for the unemployment boost. McConnell’s spokesman

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Many were forced to shut their doors during the pandemic and some turned to selling products online for the first time.

BLOUNT COUNTY, Tenn. — Data shows small businesses saw a boost in online sales this past weekend. 

Many were forced to shut their doors during the pandemic and some turned to selling products online for the first time.

A Blount County business did just that and saw an online boom over the holiday weekend. 

Joy Carver, owner of Dandy Lions Gifts in Maryville, said getting into the online market was never the initial plan. 

“I think people have loved us through the years because we know them by name and they like the personal aspect of it,” she said.

But shutting down earlier this year made her consider otherwise. 

“As everyone learned, early March or April it was sink or swim. Some of those hard held long beliefs I

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When COVID hit in March, parents with small children withdrew their young children from child care centers, forcing more than 60 to close their doors for good while others struggled to stay open.

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“I’m still down to three kids and it’s difficult. It’s very difficult,” Dorothelia Barnett said. “You know, I’ve got bills to pay. I have a mortgage to pay.” 

Barnett has operated Tott’s Inn Daycare & Learning Center in East Hartford for 21 years and she’s never had trouble filling her six slots until now. She said some of the parents were in the hospitality business, which was dramatically impacted by the pandemic.

“I’m not one to fall behind on paying my bills,” Barnett said. 

That’s where the Women’s Business Development Council steps in with small grants of under $20,000 to help 300 daycares keep their doors open.  

“75% of the programs in

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The ‘shopping holiday’ was created by American Express in 2010. In 2020, it offers a glimmer of hope during a year of economic hardship.

ST. PETERSBURG, Fla. — Small Business Saturday is one of the many post-Thanksgiving shopping “holidays” that offer great deals while specifically focusing on local shops and restaurants. 

In a year where COVID-19 has made running a business more difficult than ever, local owners, like Daniel Reyes of Lida’s Jungle, are grateful to be up and running.

Lida’s Jungle opened the doors of their pop-up plant shop this October, during the pandemic. “I definitely feel fortunate that we’re able to do this, and we just really, you know, stress on doing it as safely as possible,” Reyes said.

He and his partner continued to grow their business throughout the pandemic, thanks to the support of local customers. The couple and business team noticed that lockdowns were starting

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This Small Business Saturday local-based businesses in the D.C. region say they need your help now more than ever.

This Small Business Saturday local-based businesses in the D.C. region say they need your help now more than ever.

Jennifer Newcomb opened a unique paint night-type event business called Reclaimed By You on Main Street in Ellicott City, Maryland, in 2019. But when the coronavirus pandemic hit the area in March, in-person events had to stop.

“Those are exactly the kinds of things that we cannot be doing safely right now,” said Newcomb.

Like many small businesses dealing with the coronavirus pandemic, she had to take her in-person business online.

“We had to figure out how to switch to online offerings and virtual events and everything really fast,” said Newcomb.

Newcomb said she views Small Business Saturday as an opportunity for the community to rally behind those local-based businesses struggling to

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EVERETT — Looking for a way to shop small, shop local and shop Snohomish County?

County officials have launched the Support SnoCo Campaign to promote local commerce and offer a guide to area businesses.

The online hub,, aims to introduce shoppers to businesses across the county through an extensive online directory. A key feature will allow users to create an itinerary to keep track of they places they want to visit, county officials said.

“We want this holiday season to bring a bit of cheer to our neighborhood businesses by encouraging people to shop locally and safely,” County Executive Dave Somers said in a statement.

“The Support SnoCo Campaign provides residents, business owners, and visitors tools to help them make the most of the shopping season,” Somers said. “In these challenging times, it is more important than ever that we support one another.”

The website also offers help to

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Black Friday deal-seekers can rest after their big dinner on Thanksgiving this year rather than rush out to be first in line when their favorite store opens after midnight on Friday.

State and national health officials have urged people to keep holiday celebrations small and close to home as the coronavirus spreads quickly in Maine and across the country. One side effect of that is helping small businesses here as shoppers flock online, pick up curbside and look to support local businesses and Maine-made goods.

“There’s been a silver lining through all of this because even smaller retailers have made some necessary investments in technology to make online shopping easier for their customers,” Curtis Picard, president and CEO of the Retail Association of Maine, said.

The trifecta of Black Friday, Small Business Saturday and Cyber Monday this weekend marks the traditional start to the holiday season and the time when

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SAN DIEGO — The Saturday after Thanksgiving is normally one when small businesses take center stage, but the Coronavirus has changed everything.

“We’ve been in North Park for eight and a half years, and we’d like to try to make it to nine,” said Gail Higgins, who owns The Girl Can’t Help It vintage shop on Grim Avenue. Higgins says in-store sales are now at about 30 percent, as foot traffic declined amid the pandemic.

“We give out gloves, if people want to try things on, we make sure everyone has a mask on, we keep the door locked so we can let in a certain amount of people at a time,” she said.

Normally the Saturday after Thanksgiving – called Small Business Saturday – is one that helps boost sales for mom and pops, with all sorts of pomp and circumstance to welcome the public. This year, the live

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